This policy governs your purchase and use of PhotoDay Credits (“PD Credits”) which are prepaid credits. By purchasing or using PD Credits, you agree to the following terms in addition to our Terms of Use.

We offer PD Credits to make it easier and more fun for you to use our services. PD Credits are issued by Snapshots, Inc. d/b/a PhotoDay, a Delaware corporation, (“PhotoDay”) and are automatically added to your PD Account upon purchase. The PD Credits you purchase are reloadable and are prepayment for eligible goods and services as indicated by PhotoDay.

Each purchase gives you a specific number of credits which you can then redeem for any eligible good or service offered by PhotoDay. Eligible goods or services are offered at PhotoDay’s sole discretion and may change from time to time.

We may amend this policy at any time and any change, addition, or deletion will become effective at the time we post the revised policy to our website as permitted by applicable law, or where required by law we will provide you with notice to the extent required. Unless we state otherwise, any change, addition, or deletion will apply to your future and existing PD Credits. If any of these terms or later amendments are deemed invalid, void, or for any reason unenforceable, that unenforceable term will be deemed severable and will not affect the validity and enforceability of any remaining terms and conditions.

• You must use your PD Credits within 12 months of the purchase date.
• Different goods and services have different credit costs which are clearly stated at the time of redemption.
• PD Credits are only redeemable on the PhotoDay websites (www.photoday.io, wwww.photoday.com) and related mobile applications through your PhotoDay account (“PD Account”).
• PD Credits cannot be redeemed for cash or where otherwise indicated.
• PD Credits are non-transferrable. PD Credits may only be used on a single PD Account and cannot be shared between accounts.
• You cannot have more than $10,000.00 in PD Credits at any time. Any purchases over this amount will be automatically blocked or refunded by PhotoDay.
• You can purchase additional PD Credits to reload your account. The minimum amount that you can purchase at any given time is $25.00.
  
• PD Credits cannot be redeemed for cash and are non-refundable unless required by law.

ACCOUNT SECURITY

You should keep your PD Account information secure to prevent unauthorized access to your account. You are responsible for all transactions through your PD Account, including any unauthorized transactions.

TRANSACTION HISTORY

PD makes every effort to assure charges are accurate. You accept that errors in charges may occur occasionally. We will correct the balance of your PD Credits if we believe that a clerical, billing, or accounting error occurred. You are responsible for verifying all charges appearing on your account to confirm accuracy. You must notify PhotoDay immediately of any charges believed to be in error.

DISCLOSURES

PD Credits expire 12 months after the date of purchase.

You accept and agree that PD Credits are not gift cards or gift certificates, and no interest or any other earnings on funds deposited shall ever be paid nor due to you on PD Credits at any time. No credit card, credit line, or overdraft protection benefits are associated with PD Credits and such credits are not insured by the Federal Deposit Insurance Corporation (FDIC).

DISCLAIMERS AND LIMITS OF LIABILITY

PhotoDay makes no representations, warranties, or conditions of any kind, express or implied, with respect to the PD Credits including, but not limited to, any implied warranty of merchantability, fitness for a particular purpose, title or non-infringement, or any warranty arising by usage of trade, course of dealing or course of performance.

In the event that PhotoDay is found liable to you, you shall only be entitled to recover actual and direct damages and such damages shall not exceed the last balance of PD Credits on your PD Account. PhotoDay shall have no liability for any incidental, indirect, or consequential damages (including without limitation loss of profit, revenue, or use), or any punitive or exemplary damages arising out of or in any way connected with this policy, whether in contract, warranty, tort (including negligence), strict liability, or other theory, even if previously advised of the possibility of such damages.

The laws of certain states or other jurisdictions do not allow limitations on implied warranties, or the exclusion or limitation of certain damages. If these laws apply, some or all of the above disclaimers, exclusions or limitations may not apply to you, and you may have rights in addition to those contained in this Agreement. In such jurisdictions, our liability is limited to the greatest extent permitted by law.

By purchasing or using PD Credits you agree to comply with these terms and conditions and PhotoDay’s Terms of Use, including the provisions on arbitration and class action waiver, and not to use PD Credits in any manner that is misleading, deceptive, unfair, or otherwise harmful to PhotoDay. We reserve the right, without notice to you, to void PD Credits without a refund, suspend or terminate your PD Account, suspend or terminate your ability to use our services, cancel or limit orders, and bill alternative forms of payment if we suspect that PD Credits have been obtained, used, or applied to an PD Account fraudulently, unlawfully, or otherwise in violation of these terms and conditions.